If you’re looking for more control and a fresh approach to home finance, we’re proud to introduce the first home loan that changes when you need it to. A mortgage bond from SA Home Loans is designed to be flexible, allowing it to adapt to the changes that you go through in life.As the renowned mortgage bond specialists, SA Home Loans is South Africa’s largest non-bank mortgage lender. SA Home Loans offers a fresh alternative to home owners, and we back this up with leading home loan products and interest rates so that you have complete confidence that you get the home finance that works for you.
 

Buying a Home
Cut out the middleman and deal directly with the professionals. SA Home Loans is not a mortgage originator that sells bank products for commission. Contact us directly to arrange bond financing when you want to buy a new home. Use our affordability mortgage calculator to see what size home loan you qualify for. First-time home buyers can use our calculators to see what size home they can afford.

Refinance Your Mortgage
Needing more from your mortgage – simply move your bond! Everyone is different and has unique needs. However, you probably want flexible terms, low instalments and outstanding service. You can refinance your home with SA Home Loans to access additional equity from your home, and you may also qualify for a lower monthly instalment.
Use SA Home Loans’ refinance bond calculator to see how you can access your home’s increased equity.

Flexible Home Loan Products
At SA Home Loans, we don’t sell home loans to people; we match home loans to people. It’s our mission to provide you with all the guidance you need. We have a range of product packages and services to meet your changing needs.
Our innovative and affordable mortgage solutions include SA’s only Interest-Only home loan – by choosing when to pay only the interest on your bond, it gives you flexibility and control like never before.
Another unique solution to minimise your risk is a fixed rate bond – SA Home Loans offers South Africa’s only fixed rate mortgage that protects you for a full 20 years.

Quick Access to Cash
There’s always an important big ticket item you need money for like home renovation, education, paying off expensive short term debt. There are many ways you can quickly and easily access large and small amounts of cash via your SA Home Loan – from accessing equity already in your mortgage to refinancing to access quick cash.

Speak to us on 0860 2 4 6 8 10, we’ll show you how.

Pre-Qualify Yourself with Our Easy to Use Bond Calculators
Our loan calculators will give you a no-strings-attached quote within seconds.
You can also complete an online application form. As soon as we receive your initial application, a friendly consultant will contact you and help you find the right solution for your home loan needs.

A one-stop-shop catering for all Homeowners’ Needs
In addition to our affordable home loan packages, we also offer great value in terms of home owners’ cover and mortgage life protection – all packaged in one convenient payment!

Individualised Amazing Service
Choose how you’d like to deal with us – phone, web, face-to-face. We provide convenient, no-hassle home loans. We’ll come to you to discuss your needs. And follow through with amazing service, making sure your home loan is giving you maximum utility and meeting your lifestyle needs.

Find your nearest branch to speak to one of our specialist home loan consultants.